Fintech in DACH and Europe

Fintechs (financial technology) are driving growth, modernization, and customer satisfaction worldwide. Europe plays a central role in this development. In the global Fintech ranking, five European countries are among the Top 10. Germany is also in the Top 10, ranking ninth.

The UK is the undisputed leader in Europe, both in terms of investment volumes (~EUR 11.96 billion) and Fintech exits (28). Germany follows in second place with 4.32 billion investment volumes and 20 exits. Apart from the Swedish Fintech Klarna (~ 1.46 billion), this picture also emerges when looking at the most financed Fintechs in Europe: among the Top 10 are five Fintechs from the UK (SumUp, Revolut, LendInvest, Rapyd, Monzo) and three German Fintechs (N26, Trade Republic, Wefox).

In general, the German-speaking countries of Europe – Germany, Austria, and Switzerland (DACH) – are characterized by a strong Fintech landscape.

That is, the DACH region is the only region with two of the Top 10 global fintech ecosystems. Factors such as the density of Fintechs, accelerators, and payment ecosystems, and the ease of doing business are taken into account. Berlin is also ranked 6th in the Top 10 global fintech cities ranking.

Fact Sheet Fintech in DACH and Europe


Findexable (2022). Fintech in Europe: The Quiet Revolution. Fintech in DACH und Europe.

Geisler, M. & Helke, J. (2022). Rethink Fintech Germany. BDO Deutschland.

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